Bank of America & a SCAM

DeeVeeEight

DeeVeeEight

Fast Pedalphile
Joined
Nov 3, 2008
Messages
2,291
Location
Southern New Jersey, USA
I need some advice. My daughter is in college in Boston. She has a part time job and an apartment that she shares. She did some work for some guy from an ad she saw on craigslist and got caught up in a scam. He sent her fraudulent money orders for the work that she did for him. She unknowingly deposited the fraudulent money orders to her bank account and was allowed to withdraw some of the funds from her account. Later Bank of America discovered that the money orders are NFG and they seized her remaining assets, which were insufficient to cover the loss. To make matters worse, she has tried to open a new checking account at a different bank and has been denied????!!!!??? WTF? The bank manager at Bank of America was very rude and uncooperative when she tried to resolve her problem. What can she do? She has been victimized not only by this SOB on craigslist but by Bank of America too? WTF????
 
I'm going back channel.....

and have NOTHING EVER to say that is positive about BOA, they suck the green weenie....and yes their 'managers' need some lessons, like a fist in the mouth would do nicely....

serious....


:clobbered::clobbered:
 
mrvette said:
I'm going back channel.....

and have NOTHING EVER to say that is positive about BOA, they suck the green weenie....and yes their 'managers' need some lessons, like a fist in the mouth would do nicely....

serious....


:clobbered::clobbered:
Click to expand...

We think alike!

It is sad that Bank of America should treat an 18 year old kid so poorly. Instead of allying with her and trying to catch the perpetrator they have victimized her and alienated her. I guess it is easier for the bank to screw her over than do the right thing. I am sure that the bank has insurance for this kind of crap, maybe they should utilize their insurance instead of being so heavy handed with a young adult.
 
Being so large, they are 'self insured'.....so therefore the 'insurance arm' pays back the only way they can.....

kinda like the .gov.....

:loveletter:
 
I don't believe that BofA is justified in preventing her from opening other accounts, though it may be VERY hard to prove that they played any part in it. Taking funds that she had would be justified, if not fair. Essentially they are just trying to cover her withdrawals.

As for treating her poorly, that is never appropraite, though par for the course at BofA. They are, in my opinion, more crooked that the scam artist that gave your daughter the MOs in the first place.

If you think you can keep your temper, a call to the bank manager might be appropriate. If you can't, then spending a few bucks and having a lawyer do it might be worthwhile.

If you do speak with them, remind them that your daughter was the one defrauded, not them. Ultimately she'll have to cover any overdrafts that were the result of the bad deposits, but a good will jesture would be to waive any fees (and fees is what BofA does best). If they have done something like a blemish on her credit report that prevents her from opening other accounts, then you have a basis for a formal complaint.
 
DeeVeeEight said:
It seems that BOA does not have too many loyal fans here. Three people have responded to this and all three have had ill to say about BOA.:huh:
Click to expand...

I spent half a day on the phone cussing anyone i could get a-hold of. This is what happens when you let a corporation get too big.
 
BoA is the worst bank ever. Finally, although it took me years, talked my wife into dumping them. They wanted to hold an overseas draft for 3 weeks, my Wachovia was 2 days.
Wachovia is the one, if available, 3 accounts including business and not 1 complaint. Just to get her rolling again, they will probably set her up an account if you back it.
 
010752 said:
BoA is the worst bank ever. Finally, although it took me years, talked my wife into dumping them. They wanted to hold an overseas draft for 3 weeks, my Wachovia was 2 days.
Wachovia is the one, if available, 3 accounts including business and not 1 complaint. Just to get her rolling again, they will probably set her up an account if you back it.
Click to expand...


Thanks for the recommendation. Yeah, I was figuring I'll probably have to "guarantee" an account for her somehow....
I'll try my local TD Bank and also Wachovia and see what we can do.
 
DeeVeeEight said:
010752 said:
BoA is the worst bank ever. Finally, although it took me years, talked my wife into dumping them. They wanted to hold an overseas draft for 3 weeks, my Wachovia was 2 days.
Wachovia is the one, if available, 3 accounts including business and not 1 complaint. Just to get her rolling again, they will probably set her up an account if you back it.
Click to expand...


Thanks for the recommendation. Yeah, I was figuring I'll probably have to "guarantee" an account for her somehow....
I'll try my local TD Bank and also Wachovia and see what we can do.
Click to expand...

Didn't Wachovia get con glommed by some operation?? at .gov insistence???:crap:
 
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