Government health insurance option

[68L71]

Right now congress is working on a 2010 budget that is likely to include some form of government health insurance option to compete with private health insurance. Besides the fact that the government has no place competing in the private market, how can this possibly end well.

So far we have Medicare part A which pays for hospital care, has an unfunded liability of $9.4 trillion for current participants and $14.7 trillion for future participants, for a total of $24.1 trillion.

Medicare Part B, which pays for doctor visits, will require $25.8 trillion in funds from taxpayers to pay for promised benefits over and above the premiums that retirees pay. Medicare Part D, which pays for prescription drugs, will need $18.2 trillion from taxpayers on top of beneficiary premiums and state transfers.
All of Medicare’s unfunded costs equals a total of $68.1 trillion…six times the unfunded liability of Social Security.

One thing for sure is the quality of medicine will not go up!

 

[Jsup]

Why is it that people believe that someone other than themself is responsible for their healthcare?

 

[mrvette]

Why is it that people believe that someone other than themself is responsible for their healthcare?

Dr. visit...local clinic...35-65 bux....pills 4.00 bux/month...thank you Walmart....

tests are the unaffordable crap...blood/whatever....so I have just what is given part A?? turned down anything under other parts....too much money for premium....100/month for just B.....bag that shit....

:crap:

 

[mrvette]

Wanna knock the price of medical care down???

make doctors/hospitals/clinics/EMT's LAWSUIT PROOF.....


CASE CLOSED.......


they pay something like 200 grand/year insurance premiums....


:hissyfit: screw the lawyers....

 

[Jsup]

Wanna make it affordable? HSAs.....period

 

[68L71]

Wanna make it affordable? HSAs.....period

That’s what I have and I agree they are the best option….until Obama takes away some or all of the tax benefit.

 

[DeeVeeEight]

Current rates for me, self employed 50 yr old are over 700 a month - I can't afford it and still pay my mortgage, taxes and buy food at the same time. I say cut out the ins. co's and pay the money directly to the health care providers. The ins. co's show a hefty profit each year while hospitals are closing left and right. Something ain't right in the good ole US of A.

 

[mrvette]

You think the damn insurance companies are doing THAT much profit as a % of premiums collected??? bet it's only 10% or less....pretty thin margins, I"d say....

NO the problems with health care are LAWYERS and some crybaby 'patient' suing anyone in their sight for something basically uncontrollable they got sick and whatever.....to ME, they should have to PROVE MALICIOUS INTENT to collect a DIME.....and lawyers should have to be paid up FRONT, NO contingency cases....

I also think lawyers should not be allowed to hold ANY PUBLIC OFFICE what so ever, especially judges........under conflict of interest regulations....

unpaid advisers ONLY....ok, maybe 100 bux/hour woopie doo....

on a 1099 even yet....

I spent 53 years in Wash Dc area....don't tell me a damn thing about lawyers....

:flash:

 

[SmokinBBC]

You think the damn insurance companies are doing THAT much profit as a % of premiums collected??? bet it's only 10% or less....pretty thin margins, I"d say....

NO the problems with health care are LAWYERS and some crybaby 'patient' suing anyone in their sight for something basically uncontrollable they got sick and whatever.....to ME, they should have to PROVE MALICIOUS INTENT to collect a DIME.....and lawyers should have to be paid up FRONT, NO contingency cases....

I also think lawyers should not be allowed to hold ANY PUBLIC OFFICE what so ever, especially judges........under conflict of interest regulations....

unpaid advisers ONLY....ok, maybe 100 bux/hour woopie doo....

on a 1099 even yet....

I spent 53 years in Wash Dc area....don't tell me a damn thing about lawyers....

:flash:

So if a surgeon amputates your left arm by accident instead of your right, he should only be held liable if you could prove malicious intent?

 

[mrvette]

You think the damn insurance companies are doing THAT much profit as a % of premiums collected??? bet it's only 10% or less....pretty thin margins, I"d say....

NO the problems with health care are LAWYERS and some crybaby 'patient' suing anyone in their sight for something basically uncontrollable they got sick and whatever.....to ME, they should have to PROVE MALICIOUS INTENT to collect a DIME.....and lawyers should have to be paid up FRONT, NO contingency cases....

I also think lawyers should not be allowed to hold ANY PUBLIC OFFICE what so ever, especially judges........under conflict of interest regulations....

unpaid advisers ONLY....ok, maybe 100 bux/hour woopie doo....

on a 1099 even yet....

I spent 53 years in Wash Dc area....don't tell me a damn thing about lawyers....

:flash:

So if a surgeon amputates your left arm by accident instead of your right, he should only be held liable if you could prove malicious intent?

YUP......institutional fuck ups are the way of life...shit happens, people need grow up and get used to it.....

NOW, any operating room should have some family member witnessing the surgery....just good common sense....to ME, but then again...I"m not a lawyer....

:flash:

 

[DeeVeeEight]

When I went in for knee surgery (almost 20 yrs ago) I wrote in grease pencil on my good knee "THE OTHER KNEE PLEASE".

 

[Jsup]

Wanna knock the price of medical care down???

make doctors/hospitals/clinics/EMT's LAWSUIT PROOF.....


CASE CLOSED.......


they pay something like 200 grand/year insurance premiums....


:hissyfit: screw the lawyers....

THat's one thing yes....however, make medical insurance be CATASTROPHIC COVERAGE only.

Doctor visits and prescriptions should not be covered every time, HSAs with a $5000 deductible work well.

 

[68L71]

THat's one thing yes....however, make medical insurance be CATASTROPHIC COVERAGE only.

Doctor visits and prescriptions should not be covered every time, HSAs with a $5000 deductible work well.

Yes, even a higher deductable than 5,000.00; along with every year put the maximum into your HSA, currently 5800.00 tax free dollars. There is no limit on how much you can build up in your HSA. The money in there you can consider part of your savings to cover any medical expenses. Anyone who pays for their own health insurance and does not have a high deductable/HSA plan is pissing money away.

 

[SmokinBBC]

You think the damn insurance companies are doing THAT much profit as a % of premiums collected??? bet it's only 10% or less....pretty thin margins, I"d say....

NO the problems with health care are LAWYERS and some crybaby 'patient' suing anyone in their sight for something basically uncontrollable they got sick and whatever.....to ME, they should have to PROVE MALICIOUS INTENT to collect a DIME.....and lawyers should have to be paid up FRONT, NO contingency cases....

I also think lawyers should not be allowed to hold ANY PUBLIC OFFICE what so ever, especially judges........under conflict of interest regulations....

unpaid advisers ONLY....ok, maybe 100 bux/hour woopie doo....

on a 1099 even yet....

I spent 53 years in Wash Dc area....don't tell me a damn thing about lawyers....

:flash:

So if a surgeon amputates your left arm by accident instead of your right, he should only be held liable if you could prove malicious intent?

YUP......institutional fuck ups are the way of life...shit happens, people need grow up and get used to it.....

NOW, any operating room should have some family member witnessing the surgery....just good common sense....to ME, but then again...I"m not a lawyer....

:flash:

Ok, so now you have lost your good arm and your bad arm which has to be amputated...so now you have no arms.

And your response would be ....oh well, shit happens and I'm ok with that? :rofl: Bull Shit! You'd want to sue the SOB just like 100% of the rest of the country. If you didn't, you'd be living off the .gov you so despise.

:stirpot:

 

[mrvette]

You think the damn insurance companies are doing THAT much profit as a % of premiums collected??? bet it's only 10% or less....pretty thin margins, I"d say....

NO the problems with health care are LAWYERS and some crybaby 'patient' suing anyone in their sight for something basically uncontrollable they got sick and whatever.....to ME, they should have to PROVE MALICIOUS INTENT to collect a DIME.....and lawyers should have to be paid up FRONT, NO contingency cases....

I also think lawyers should not be allowed to hold ANY PUBLIC OFFICE what so ever, especially judges........under conflict of interest regulations....

unpaid advisers ONLY....ok, maybe 100 bux/hour woopie doo....

on a 1099 even yet....

I spent 53 years in Wash Dc area....don't tell me a damn thing about lawyers....

:flash:

So if a surgeon amputates your left arm by accident instead of your right, he should only be held liable if you could prove malicious intent?

YUP......institutional fuck ups are the way of life...shit happens, people need grow up and get used to it.....

NOW, any operating room should have some family member witnessing the surgery....just good common sense....to ME, but then again...I"m not a lawyer....

:flash:

Ok, so now you have lost your good arm and your bad arm which has to be amputated...so now you have no arms.

And your response would be ....oh well, shit happens and I'm ok with that? :rofl: Bull Shit! You'd want to sue the SOB just like 100% of the rest of the country. If you didn't, you'd be living off the .gov you so despise.

:stirpot:

Reeding if FUN da mental....get a family member to watch the surgery and understand some Fun da mentals about WTF is going down....jeez, how much effort is that, as opposed to crying in a waiting room???

AND BTW, I had only ONE asshole for the doc to operate on nearly 30 years ago, and so it was a PIA....but parts of me are perfect.....Doc said to drop my pants and show my scars....

:flash:

 

[SmokinBBC]

Wanna knock the price of medical care down???

make doctors/hospitals/clinics/EMT's LAWSUIT PROOF.....


CASE CLOSED.......


they pay something like 200 grand/year insurance premiums....


:hissyfit: screw the lawyers....

THat's one thing yes....however, make medical insurance be CATASTROPHIC COVERAGE only.

Doctor visits and prescriptions should not be covered every time, HSAs with a $5000 deductible work well.

You think the damn insurance companies are doing THAT much profit as a % of premiums collected??? bet it's only 10% or less....pretty thin margins, I"d say....

NO the problems with health care are LAWYERS and some crybaby 'patient' suing anyone in their sight for something basically uncontrollable they got sick and whatever.....to ME, they should have to PROVE MALICIOUS INTENT to collect a DIME.....and lawyers should have to be paid up FRONT, NO contingency cases....

I also think lawyers should not be allowed to hold ANY PUBLIC OFFICE what so ever, especially judges........under conflict of interest regulations....

unpaid advisers ONLY....ok, maybe 100 bux/hour woopie doo....

on a 1099 even yet....

I spent 53 years in Wash Dc area....don't tell me a damn thing about lawyers....

:flash:

So if a surgeon amputates your left arm by accident instead of your right, he should only be held liable if you could prove malicious intent?

YUP......institutional fuck ups are the way of life...shit happens, people need grow up and get used to it.....

NOW, any operating room should have some family member witnessing the surgery....just good common sense....to ME, but then again...I"m not a lawyer....

:flash:

Ok, so now you have lost your good arm and your bad arm which has to be amputated...so now you have no arms.

And your response would be ....oh well, shit happens and I'm ok with that? :rofl: Bull Shit! You'd want to sue the SOB just like 100% of the rest of the country. If you didn't, you'd be living off the .gov you so despise.

:stirpot:

Reeding if FUN da mental....get a family member to watch the surgery and understand some Fun da mentals about WTF is going down....jeez, how much effort is that, as opposed to crying in a waiting room???

AND BTW, I had only ONE asshole for the doc to operate on nearly 30 years ago, and so it was a PIA....but parts of me are perfect.....Doc said to drop my pants and show my scars....

:flash:

Remembering what you just said is also FUN da mental.

"YUP......institutional fuck ups are the way of life...shit happens, people need grow up and get used to it....".