Self installed solar is not cost effective for everyone, varies greatly by:
Cost per KWH
Usage
Latitude
Climate
Property orientation
Obviously, a solar facility on an outhouse is not the answer
Larry, I too figure to .137 per KWH, with a monthly usage of about 1,000KWH
This is about $150 a month, A/C at 70* year round, and lots of lights,TV's , computers, etc.
Last year it was double that, but I spent $4,000 on state of the art A/C, ducts, added attic venting, etc. I am also not done. I intend on doing more. Double pane windows are on the list.
Solar runs about 12 year payback for me, and is not quite worth it, but is getting closer. If I was 20 years younger, I would be all over it.
Anaheim is installing 1,000 residential units this year, and picking up the tab. I make too much money to qualify.
Dep old buddy, your rates are cheap. Figure it out. With your climate and A/C usage, it is quite low. NM is a weak economy, and they tend to adjust rates for that, just like gasoline.
As for solar enabling you to run your A/C, that just is not how it works.
When your A/C is running, it would draw from the grid. When cycled off, the meter would run backwards, returning power to the grid.
The solar would not work at night, but your cooling load would also be down.
Only a PV cost analysis would determine your payback, and your utility incentives.
If your system is not strained like so cal, they won't have much.